INGREDIENTS

  • 1 (16ounce)can chili without beans
  • 1 (16ounce)can refried beans
  • 1 (8ounce)package cream cheese
  • 1 (8ounce)jar chunky pico de gallo
  • 1 (4 1/2ounce)can chopped green chilies , undrained
  • 1/2 teaspoon ground cumin
  • shredded cheddar cheese , with

DIRECTIONS

  1. Cook first 6 ingredients in a heavy saucepan over low heat, stirring often, until cream cheese is melted.
  2. Sprinkle with desired toppings, and serve warm with Bone Crackers.